Saturday, January 8, 2011

Basic Accounting Principles

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Accounting has been defined as, by Professor of Accounting at the University of Michigan William A Paton as having one basic function: "facilitating the administration of economic activity. This function has two closely related phases: 
1) measuring and arraying economic data; 
2) communicating the results of this process to interested parties."

As an example, a company's accountants periodically measure the profit and loss for a month, a quarter or a fiscal year and publish these results in a statement of profit and loss that's called an income statement.  These statements include elements such as accounts receivable (what's owed to the company) and accounts payable (what the company owes). It can also get pretty complicated with subjects like retained earnings and accelerated depreciation. This at the higher levels of accounting and in the organization.

Much of accounting though, is also concerned with basic bookkeeping. This is the process that records every transaction; every bill paid, every dime owed, every dollar and cent spent and accumulated. 

But the owners of the company, which can be individual owners or millions of shareholders are most concerned with the summaries of these transactions, contained in the financial statement. The financial statement summarizes a company's assets. A value of an asset is what it cost when it was first acquired. The financial statement also records what the sources of the assets were. Some assets are in the form of loans that have to be paid back. Profits are also an asset of the business.

In what's called double-entry bookkeeping, the liabilities are also summarized. Obviously, a company wants to show a higher amount of assets to offset the liabilities and show a profit. The management of these two elements is the essence of accounting. 

There is a system for doing this; not every company or individual can devise their own systems for accounting; the result would be chaos!

Friday, January 7, 2011

Self Improvement

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If you are searching for self-improvement products, chances are you’ll be able to find myriads of them on the internet, in library, in bookstores, even in your local grocery stores. What then, differentiates one from the other?

I happened to discover Mind Secrets Exposed after a close friend of mine recommended it to me. Being a self-help product junkie, I wasn’t surprised that she had introduced another one of these eBooks to me. So having nothing else to do, I checked out this particular site, and here’s what I found out:

Click To Find More ...

The entire Mind Secrets Exposed course consists of an eBook and a software.

Doesn’t sound like much, right?

That’s what I thought at first. In fact, I was close to clicking that little X in the corner of my browser and closing the page. But as I read on, I found myself intrigued by what the creator of the course, one Greg Frost had to say about the subconscious mind.

(For those of you who have yet to hear of him, he is a professional self-improvement couch and bestselling author. He is so confident of his offering, that he is willing to give a 60 Day Money Back Guarantee of his course.)

Eventually I was suckered in and ended up buying the package.

So what did I think of it?

First, let me explain what the software and eBook is all about.

According to the website, the software, called Mind Motivator Extreme, will “broadcast subliminal messages directly to your subconscious mind by flashing the powerful messages on your computer screen.” Truth be told I found this to be a little disorienting at first, but once I got used to it I did feel the subtle effects the messages had on me.

For example, prior to using the software I’d always had a problem with motivating myself to get things done, always procrastinating and putting things off to the last minute. Yet after using the software for a couple of weeks I realized that I was getting things done on my own, without having to be reminded or prompted by anyone. What’s even more amazing to me is that I’d been doing them in record time!

As for the Mind Secrets Exposed manual itself, in my opinion it’s a great read for both newbies and veterans to the self-help niche. While Mind Secrets Exposed may not contain an incredibly groundbreaking revelation, the techniques explained within the book are simply some of the best techniques I have found in the self-improvement field. Greg’s style of style of writing is also very personal and clear, and easy to understand and follow. He covers a broad range of issues in Mind Secrets, like family and relationships and financial and spiritual aspects of one’s life.

Having been exposed to various mind-development products, what I am most impressed about Mind Secrets Exposed is its low price offering for such an impressive and valuable tool. This really reflects on the genuine care and sincerity that Greg has for his potential customers, which is what I respect about the man.

Overall, I will definitely recommend Mind Secrets Exposed to my friends and loved ones. Being able to unleash the full potential of my subconscious mind has helped me enormously to me to take better control of my life.

Accounting : Assets and Liabilities

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Making a profit in a business is derived from several different areas. It can get a little complicated because just as in our personal lives, business is run on credit as well. Many businesses sell their products to their customers on credit. Accountants use an asset account called accounts receivable to record the total amount owed to the business by its customers who haven't paid the balance in full yet. Much of the time, a business hasn't collected its receivables in full by the end of the fiscal year, especially for such credit sales that could be transacted near the end of the accounting period. 

The accountant records the sales revenue and the cost of goods sold for these sales in the year in which the sales were made and the products delivered to the customer. This is called accrual based accounting, which records revenue when sales are made and records expenses when they're incurred as well. When sales are made on credit, the accounts receivable asset account is increased. When cash is received from the customer, then the cash account is increased and the accounts receivable account is decreased. 

The cost of goods sold is one of the major expenses of businesses that sell goods, products or services. Even a service involves expenses. It means exactly what it says in that it's the cost that a business pays for the products it sells to customers. A business makes its profit by selling its products at prices high enough to cover the cost of producing them, the costs of running the business, the interest on any money they've borrowed and income taxes, with money left over for profit.

When the business acquires products, the cost of them goes into what's called an inventory asset account. The cost is deducted from the cash account, or added to the accounts payable liability account, depending on whether the business has paid with cash or credit.

The Difference of Adware, Spyware and Anti-virus

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Adware, spyware and computer virus share some similarities, one of which is that all three are major nuisances for computer users. Let's differentiate the three. 

Spyware is software that does not intentionally harm your computer. What they do is that they create pathways wherein someone else aside from the computer owner can communicate with the computer. Normally spywares record the various types of web sites you visit which are later used by web advertisers to allow them to send you unwanted emails and pop-ups. 

This is why spyware are usually frowned upon and greatly avoided. They are more intrusive than adware. Spyware have their own separate executable programs which allow them to record your keystrokes, scan files on your hard disks and look at other applications that you use including but not limited to chat programs, cookies and Web browser settings. 

The spyware then will send the information that it had gathered to the spyware author. The agent will then use this information for advertising and marketing purposes. They even sell the information to advertisers and other parties.  

Adware, on the other hand, are more legitimate form of freeware. Similar to spyware, adwares are advertising materials which are packaged into a software or program and are installed automatically once that particular program or software is added into the computer system. Some forms of adware, on the other hand, download advertising contents as a particular application is being utilized. It is quite unfortunate that most of the adware programs take the form of spywares that is they track and report user information to program authors. 

Some signs of spyware infections include pop-up ads that seem to be not related to the site you are viewing. More often than not, spyware pop-ups are advertisements about adult contents. Also if you notice your computer slowing down, there's a big chance that spywares and its other components have found their way in your operating system. When the Windows desktop also takes a longer time to load, its best to scan your computer for possible spyware infections.

Meanwhile, viruses are destructive form of software. They were purely designed and created for one purpose alone: to wreck havoc to your computer. They destroy whatever they come in contact to and will initiate self replication and infect as many components of the computer's operating system or network as possible. 

Nowadays, a lot of anti-virus software also provides spyware and adware scanning and removal utilities. Some programs, however, are focused on located and deleting or destroying spyware and adware programs. Whether is an anti-virus software or a anti-spyware dedicated scanner, they both search your computer and identify any spyware and virus installed on your system. 

They then remove it as well as their components located in the system registry among other places in your computer. It is therefore, good to regularly update your virus or spyware scanner to ensure that your computer is protected from the thousands of spyware and viruses in the internet. Never be fooled from ads that claim that their products only contain adware. 

These adware maybe spyware in disguised and are just waiting to be deployed for them to gather your information. Learn to setup firewall systems and always block pop-up blockers to minimize computer infection and ensure the security of all your computer files. 

Collared Salmon

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Ingredients:- 

  • A piece of salmon, say 3 lbs., 
  • a high seasoning of salt, 
  • pounded mace, and pepper; 
  • water and vinegar, 
  • 3 bay-leaves. 


Mode:- 

  • Split the fish; scale, bone, and wash it thoroughly clean; 
  • wipe it, and rub in the seasoning inside and out; roll it up, and bind firmly; 
  • lay it in a kettle, cover it with vinegar and water (1/3 vinegar, in proportion to the water); 
  • add the bay-leaves and a good seasoning of salt and whole pepper, and simmer till done. 
  • Do not remove the lid. 
  • Serve with melted butter or anchovy sauce. 
  • For preserving the collared fish, boil up the liquor in which it was cooked, and add a little more vinegar. 
  • Pour over when cold. 


Time. 3/4 hour, or rather more.

What Is Accounting Anyway?

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Anyone who's worked in an office at some point or another has had to go to accounting. They're the people who pay and send out the bills that keep the business running. They do a lot more than that, though. Sometimes referred to as "bean counters" they also keep their eye on profits, costs and losses. Unless you're running your own business and acting as your own accountant, you'd have no way of knowing just how profitable - or not - your business is without some form of accounting.

No matter what business you're in, even if all you do is balance a checkbook, that's still accounting. It's part of even a kid's life. Saving an allowance, spending it all at once - these are accounting principles. 

What are some other businesses where accounting is critical? Well, farmers need to follow careful accounting procedures. Many of them run their farms year to year by taking loans to plant the crops. If it's a good year, a profitable one, then they can pay off their loan; if not, they might have to carry the loan over, and accrue more interest charges. 

Every business and every individual needs to have some kind of accounting system in their lives. Otherwise, the finances can get away from them, they don't know what they've spent, or whether they can expect a profit or a loss from their business. Staying on top of accounting, whether it's for a multi-billion dollar business or for a personal checking account is a necessary activity on a daily basis if you're smart. Not doing so can mean anything from a bounced check or posting a loss to a company's shareholders. Both scenarios can be equally devastating.

Accounting is basically information, and this information is published periodically in business as a profit and loss statement, or an income statement.

Credit Card Savings

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Having a credit card is very convenient since carrying a lot of cash becomes unneccesary and you might even have a hard time leaving your credit card at home. But with its advantages comes also its disadvantages. Since you can always buy things without carrying cash around, you are always tempted to buy something that you come across. If you have excellent control on your finances then good for you. If you have a hard time managing your credit card, then these pointers can help you. 

Get organized 

First thing's first, obtain your credit card records to have a better idea of your spendings. Be sure to double check the records for errors and ensure its accuracy. A good example would be to find out if you have outstanding debts that should not be there as well as the accuracy of the listing of your former and present address. 

Evaluate your credit card

Go over your recent credit card records and look at the interest rates. Some credit card companies have promos wherein they offer lower interest rates for a period of time and this promo may already be over yet you have no idea and are already paying at a higher interest rate. Also take note of the membership fee which they charge annually since some have very high membership fees. Consider cancelling this if you are not using it frequently.  

Pay on time

It is important to pay your bills on time since it can have a negative effect on your credit record or rating. You will also be able to avoid getting charged because of not paying on time. Try asking the credit card company to remove the overdue charge if you have forgotten to pay it on time for the first time.

Manage your debts

If you see that you have more debt than what is comfortable, think ahead and plan out how you will repay it or at least reduce your debt. Devise a way to pay more than what is required of you so that you will have a reduced payment schedule. Prioritize the card that has the highest interest rate. Do not bring your credit card always when you go around since temptations abound.

Don't bite more than you can chew

As the saying "don't bite more than you can chew" goes, do not spend more than you can afford. True, a beautiful gold bracelet may be enjoyable to wear but its price tag may mean paying a lot for the next months. If you are bent to save money when using your credit card, unnecessary items like jewelry and the like should be at the bottom of your considerations. 

Create a Family Budget in a Matter of Minutes

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Read More Of This 

If you have had financial problems in the past, you can feel relief when you start over with a (realistic) family budget.


Have you ever heard, “The first step is admitting there’s a problem?” You may or may not have a spending problem – but you can’t create a family budget without first being honest with yourself.



And let me tell you it feels good. No matter what you’re financial situation. Sitting down and figuring out exactly where you stand. How much money you owe. How much money you need to save up each month. How much money you get to spend each month.



Just putting it all down on paper lets you leave the stress behind you. And in the next hour or so, I’m going to show you how to do exactly that…


"Give Me 50 Minutes And I’ll Have You On The Fast Track To A Family Budget That Erases Debt, Starts Piling Up The Savings, And Leaves You With Enough Left Over To Hit Disneyland With The Kids..."


The relief is almost instant when you create a family budget. But you know what the best part is?



When sticking to your budget starts to pay off. Soon you will have a monthly surplus. Soon you will see your savings start to grow. Your debt will start to dwindle. And you’ll notice you’re still able to do the things you love!



Within my 50 page guide, “Household Budgeting” I’ll tell you exactly what you need to do to turn past money-management mistakes upside down. You’ll discover all my tricks, tips, and techniques for putting yourself on the fast track to financial security.


Save Money By Defining List Of Expenses

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With the institution of malls, affordability of technology, and rising cost of health care, loans, and rising inflation, it has become very difficult for one to spend less and save money for future use. 

Current statistics show that banks are showing a considerable decline on each bank account holder’s savings and have shown an increased in the number of withdrawals per month leaving people little money to spend before the next salary strikes their account. 

Along this fact shows a relative increase in the amount of spending made in private institutions marketing different products. 

While these facts and a host of temptations are a commonplace scenario in the real world, there are many ways by which you can keep yourself from getting into the hype and aid you in creating and developing your personal and unique habit of saving a few dollars from your basic salary. 

Ø Compulsive Buying – Given enough money, 7 out of 10 people lure into the idea of buying a personal item they like in a store at a first glance. 

In a simulated sociological study, people who originally planned on window-shopping ended up buying personal stuff if they are taking their personal bankcards with them. 

If you are doing window-shopping, limit your spending to a few bucks and try making your list the next time you plan on buying such items. Buy only the store items you need and abandon those that do not satisfy an immediate need. 

Ø Budgeting – Along with your pursuit to saving money, it is also important to keep an organized and effective, yet reasonable budgeting technique. Budgeting eliminates buying temptations that would tend to build up during malling and help you save money along the process due to preformed lists of items you need to buy. 

Ø Performing Price Comparison – The World Wide Web provides a great avenue on providing a checklist of prices on specific items that you plan on buying. 

This is great for you if you are into bulk buying and plan on conducting your malling activity in one place. This will give you a good idea if the usual store from where you usually get all your everyday household needs provides you a reasonable price for specific products. 

Ø Take All the Convenience At Home – Lunch, snacks, and major meals are something which you can prepare at home. If you are serious on saving money, you can prepare all this from home and get away with some amenities of the gut by replacing soda with water. This is not only beneficial to your pocket but does a great deal for your health as well. 

Jobs Available Online

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In the past, applying for a job meant looking through the classified ads in the local paper. The advent of the internet has created various job sites online making it easier for someone to apply for work in another state and in even in another country.

It has made the world a smaller place with everything at one’s fingertip and just a click away.  Most job sites will require a person to open an account, fill in certain information and deposit a resume. 

These sites usually ask for pertinent information such as the person’s name, age, address, contact number and social security number. 

Other information that will be requested are educational background.  Some companies prefer someone with a degree in a certain field or a licensed professional to do the job or perhaps a person who possesses a master’s degree.  

Employment history is also another thing that has to be mentioned. This includes the job description and highlights that you have experienced during your career. 

With the information provided, some of these sites offer a service with a fee that will match your qualifications with jobs that are available and enable you to apply for that position.  Some even promise to make your resume stand out over other applicants giving that person more priority over others but even that is a not a guarantee that one will get the job. 

One also has to mention the salary the person is receiving both in the current and previous jobs as this is matched with the job the individual wants and the salary one desires.

These sites offer various jobs to people. It caters to professionals and teenagers who want to work either for full time, part time or on a per project basis.  

Applying online is not only done through job sites. A lot of companies have websites that have a section on careers which one can access and check what openings are available. One simply has to go through the process of also giving certain information that is asked for and uploading one’s resume. 

The first impression employers or headhunters look at is one’s resume. Given that many people apply, this usually takes these people a short period of time to review and screen certain applicants before going to the next phase of being scheduled and called for an interview.

There are many jobs available in the market.  It just takes a little effort on one’s part to sit down in front of a computer and look for the right job. 

Pro Software Maker

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Professional Software Maker

Dear Fellow Internet Marketers,

It's no secret to anyone that you can rake in incredible profits selling software. I'm talking millions... and perhaps even billions. Obviously not everyone is capable of creating windfalls of this magnitude but you get the picture.

And, of course, not everyone has the technical skill and knowledge to create software. The development costs are staggeringly high... as in hundreds of thousands of dollars for some software applications. Not to mention the time it takes to write the program.

Who has that kind of time, money, or knowledge?

NOT MANY...

Imagine, though, if you could just skip all the rigamarole that comes with research, development, programming, packaging, etc. - and just get down to making software! Would that be a riot?

As utterly crazy as it sounds it's not impossible... in fact, it's down right easy with my new program called... "Software Maker Pro."

"Imagine Being Able To AUTOMATICALLY Create Professional Looking Profit-Pulling Software Applications In Just 9 Incredibly Simple Steps... all in About 30-60 Minutes!"


What if you could have a professional software designer on retainer for you 24 hours a day 7 days a week that could create software applications whenever you wanted… all for just a one time low payment?

Imagine the money you could save… or better yet… imagine the potential profits you could bring in by creating and selling your own software!

Sound like a pipe dream?...

Well it’s NOT. And in a minute I’ll show you exactly how you can get this amazing software generating tool for your own use.

Do you have thousands of dollars just lying around to hire a programmer to write code for your next software idea? I would venture to say “probably not.”

Do you have the time to learn programming language and write the code yourself? Maybe… if you don’t mind waiting ten years before you’ll be any good at it.

With This Mind-Blowing Marketing Tool 
You Could Be Saying Good-bye to Failure FOREVER!

Now imagine this…

You’ve just come up with an idea for a software application that could significantly help solve a nagging problem in your niche. What do you do next? Do you just sit there wishing you could find someone to design the software for you, do you wallow in self pity because you know you are about to miss the profit boat again simply because you don’t have the resources to make your idea a reality or do you open your software-generating program, put in the “recipe” and whip out that new software within the hour!

Personally, I prefer the latter.

It’s already a proven fact that people not only love software, they WILL pay for it. Most folks are lazy (and practically EVERYONE is pressed for time) and if you can provide a legitimate alternative to work they’ll jump all over it.

Now There’s An Affordable Way to Create Your Own Software Without Spending a Fortune!

Why should only a select few have the chance to make their own software? Everyone should have a fair chance to create and sell their own software without going into eternal debt or maxing out their credit cards.

Thanks to this exciting design in software technology, you can make practically all the software you want… instantly... at the push of a button. You may never have to waste your time or money again. This powerful new software will generate as many applications as you want… you are only limited by your imagination.

New to Internet Marketing? That fine too! Because Software Maker Pro is designed so even the newest of marketers can use it without difficulty. There are no scripts or codes that you have to enter and figure out on your own. You won’t spend hours on complicated programming tasks or writing code. Just pop in a recipe and voila… you’re just a few clicks away from creating your very own software application any time you want!

Plus, we’ve included an easy-to-understand quick start guide that will show you exactly how to get the most out of your software maker and maximize your income at the same time! You’ll truly be amazed at all the things this one piece of software can do.

Beginners Guide to Article Marketing

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Guide For Articles Newbies

Did you know that article marketing is a great way to get free advertising for your business?

Businesses can advertise through the creation of articles, and internet marketing campaigns benefit by the creation of content, which raises the presence of the company behind the internet marketing campaign.

Internet Marketing Covers Many Fronts...
But Most Of Them Are Costly!

They do not provide the symbiotic benefit that the combination with article marketing provides. Within the world of ecommerce, the union of internet marketing and article marketing provides both parties with the means to get content and links back into the participating companies.

If you want to build a powerful internet marketing business one of the best ways for you to achieve this is through article marketing!

While most forms of internet marketing are not powerful enough on their own to achieve results, article marketing can create astounding results in a small amount of time because of the powerful things that it does!

But Seriously.. Are You A Bit Concerned
That You Cannot Do This?

Do you worry that you are not a strong writer? Well, quit fussing right now!

Think for one moment what the information in this video course will do for your self confidence and actual writing abilities, once you realize that you don't have to be a college professor in order to write great articles!

You’ll be an expert in writing professional articles in no time at all!

You will learn that "writing naturally" to your readers, as if from a friend, and "talking REAL" and not in stilted jargon... are KEY to reaching people looking for YOUR information.

YOU have the ability to grow your business and to survive in our very tough times. Writing specific articles pointed toward your niche is really pretty simple, especially once you have learned the basics

Articles Submitter

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Articles Submitter

You see, like many of you I had read all of the Internet marketing "how to" books, and I had become convinced that it took money to make money. Those books told me that I had to buy ads in the major search engines, rent e-mail lists and pay to insert ads into e-zines. So I clicked on the links to the programs that they recommended and I spent and I spent and I spent.

I did EVERYTHING that the "Gurus" told me to do and I ended up spending more than I was making. I felt deceived!

Does it frustrate you that you have been lied to, ripped off, and literally been taken advantage of by blood sucking MLM, and internet marketing program owners? 

The reason you, and many others, may not have found financial independence yet, is because these owners are only interested in getting rich quick, leaving you poor fast!

I was totally amazed when... ... I finally stopped to add up all of the money I had been spending on advertising my web site. Fifty dollars here, a hundred there; pretty soon it had become a substantial amount of money and I wasn't seeing much in return. On top of all that, I was pouring more than I care to even think about into Google and Yahoo ads..  That's why I created Article Submitter!   Tod Alsop, New Jersey

 ... many of these so-called "Gurus" actually were making all of the money that they claimed, but they weren't making it selling products.

They were getting rich by convincing everyday people like you and me to click on their affiliate links and waste our money buying advertising that we really didn't need.

They were getting fat off of our money and, honestly, there weren't too many who really cared if what they recommended worked or not. They only cared about their mega affiliate income.
So the day came that I decided I was going to stop making other people rich and start investing in myself. I went to Google and typed in the phrase "free Internet marketing advice" and I hit the jackpot!
I found hundreds of articles about Internet marketing tips, trick and tactics and it didn't cost me a penny to buy any one of them. They were FREE. And that's what got me thinking..

Wednesday, January 5, 2011

Salmon With Caper Sauce

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Ingredients:- 

  • 2 slices of salmon, 
  • 1/4 lb. batter, 
  • 1/2 teaspoonful of chopped parsley, 
  • 1 shalot; 
  • salt, 
  • pepper, 
  • and grated nutmeg to taste. 


Mode:- 

  • Lay the salmon in a baking-dish, 
  • place pieces of butter over it, and add the other ingredients, 
  • rubbing a little of the seasoning into the fish; baste it frequently; 
  • when done, take it out and drain for a minute or two; 
  • lay it in a dish, 
  • pour caper sauce over it, and serve. 
  • Salmon dressed in this way, with tomato sauce, is very delicious. 


Time. About 3/4 hour.

Monday, January 3, 2011

Fruit Cocktails

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Cocktails made of a combination of fruits are often served as the first course of a meal,  usually a luncheon or a dinner, to precede the soup course. In warm weather, they are an  excellent substitute for heavy cocktails made of lobster or crab, and they may even be  used to replace the soup course. The fruits used for this purpose should be the more  acid ones, for the acids and flavors are intended to serve as an appetizer, or the same  purpose for which the hot and highly seasoned soups are taken. Fruit cocktails should always be served ice cold. 

Grapefruit Cocktail.
-------------------- 

The cocktail here explained may be served in stemmed glasses or in the shells of the  grapefruit. If the fruit shells are to be used, the grapefruit should be cut into two parts,  half way between the blossom and the stem ends, the fruit removed, and the edges of the shell  then notched. This plan of serving a cocktail should be adopted only when small grapefruits  are used, for if the shells are large more fruit will have to be used than is agreeable for  a cocktail. 

2 grapefruits 2 oranges 1 c. diced pineapple, fresh or canned Powdered sugar 

Remove the pulp from the grapefruits and oranges. However, if the grapefruit shells are  to be used for serving the cocktail, the grapefruit should be cut in half and the pulp  then taken out of the skin with a sharp knife. With the sections of pulp removed, cut  each one into several pieces. Add the diced pineapple to the other fruits, mix together  well and set on ice until thoroughly chilled. Put in cocktail glasses or grapefruit shells,  pour a spoonful or two of orange juice over each serving, sprinkle with powdered sugar,  garnish with a cherry, and serve ice cold. 

Summer cocktail.
--------------- 

As strawberries and pineapples can be obtained fresh at the same time during the summer,  they are often used together in a cocktail. When sweetened slightly with powdered sugar  and allowed to become ice cold, these fruits make a delicious combination. 

2 c. diced fresh pineapple 2 c. sliced strawberries Powdered sugar 

Prepare a fresh pineapple, and cut each slice into  small pieces or dice. Wash and hull the strawberries and slice them into small slices.  Mix the two fruits and sprinkle them with powdered sugar. Place in cocktail glasses and  allow to stand on ice a short time before serving. 

Fruit cocktail.
--------------- 

A fruit cocktail proper is made by combining a number of different kinds of fruit, such as bananas, pineapple, oranges, and maraschino cherries. Such a cocktail is served in a stemmed glass set on a small plate. Nothing more delicious than this can be prepared for the first course of a dinner or a luncheon that is to be served daintily. Its advantage is that it can be made at almost any season of the year with these particular fruits. 

2 bananas 1 c. canned pineapple 2 oranges 1 doz. maraschino cherries Lemon juice Powdered sugar 

Peel the bananas and dice them. Dice the pineapple. Remove the pulp from the oranges in the manner, and cut each section into several pieces. Mix these three fruits. Cut the cherries in half and add to the mixture. Set on ice until thoroughly chilled. To serve, put into cocktail glasses and add to each glass 1 tablespoonful of  maraschino juice from the cherries and 1 teaspoonful of lemon juice.  Sprinkle with powdered sugar and serve.

Boiled Salmon

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Ingredients:- 
6 oz. of salt to each gallon of water, sufficient water to cover the fish. 

Mode:- 
Scale and clean the fish, and be particular that no blood is left inside; 

Lay it in the fish-kettle with sufficient cold water to cover it, adding salt in the above proportion.

Bring it quickly to a boil, take off all the scum, and let it simmer gently till the fish is done, which will be when the meat separates easily from the bone. Experience alone can teach the cook to fix the time for boiling fish; but it is especially to be remembered, that it should never be underdressed, as then nothing is more unwholesome. 

Neither let it remain in the kettle after it is sufficiently cooked, as that would render it insipid, watery, and colourless. 

Drain it, and if not wanted for a few minutes, keep it warm by means of warm cloths laid over it. 

Serve on a hot napkin, garnish with cut lemon and parsley, and send lobster or shrimp sauce, and plain melted butter to table with it. 

A dish of dressed cucumber usually accompanies this fish. 

Time. 
8 minutes to each lb. for large thick salmon; 6 minutes for thin fish.  

Note. 
Cut lemon should be put on the table with this fish; and a little of the juice squeezed over it is considered by many persons a most agreeable addition. Boiled peas are also, by some connoisseurs, considered especially adapted to be served with salmon. 

The World Wide Forex Market

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Forex is a trading 'method' also known as FX or and foreign market exchange. Those involved in the foreign exchange markets are some of the largest companies and banks from around the world, trading in currencies from various countries to create a balance as some are going to gain money and others are going to lose money. The basics of forex are similar to that of the stock market found in any country, but on a much larger, grand scale, that involves people, currencies and trades from around the world, in just about any country. 

Different currency rates happen and change every day. What the value of the dollar may be one day could be higher or lower the next. The trading on the forex market is one that you have to watch closely or if you are investing huge amounts of money, you could lose large amounts of money. The main trading areas for forex, happens in Tokyo, in London and in New York, but there are also many other locations around the world where forex trading does take place. 

The most heavily traded currencies are those that include (in no particular order) the Australian dollar, the Swiss franc, the British pound sterling, the Japanese yen, the Eurozone eruo, and the United States dollar. You can trade any one currency against another and you can trade from that currency to another currency to build up additional money and interest daily. 

The areas where forex trading is taking place will open and close, and the next will open and close. This is seen also in the stock exchanges from around the world, as different time zones are processing order and trading during different time frames. The results of any forex trading in one country could have results and differences in what happens in additional forex markets as the countries take turns opening and closing with the time zones. Exchange rates are going to vary from forex trade to forex trade, and if you are a broker, or if you are learning about the forex markets you want to know what the rates are on a given day before making any trades. 

The stock market Is generally based on products, prices, and other factors within businesses that will change the price of stocks. If someone knows what is going to happened before the general public, it is often known as inside trading, using business secrets to buy stocks and make money - which by the way is illegal. There is very little, if any at all inside information in the forex trading markets. The monetary trades, buys and sells are all a part of the forex market but very little is based on business secrets, but more on the value of the economy, the currency and such of a country at that time. 

Every currency that is traded on the forex market does have a three letter code associated with that currency so there is no misunderstanding about which currency or which country one is investing with at the time. The eruo is the EUR and the US dollar is known as the USD. The British pound is the GBP and the Japanese yen is known as the JPY. If you are interested in contacting a broker and becoming involved in the forex markets you can find many online where you can review the company information and transactions before processing and becoming involved in the forex markets.

The Ideal Resume

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When one goes for an interview, the potential employer has no idea of who the applicant is. In some cases, the person applied to the ad while others used a headhunter or job site on the internet and matched their credentials for the position. 

The first impression employers always look at is one’s resume. Given the many that apply, this usually takes about 30 seconds and so with the limited words, one must be sure that the resume is well written and grammatically correct. 

The resume must say almost everything about the person. This should always start with pertinent information such as the person’s name, age, address, contact number and social security number.  The details here are needed so if one is considered to be a potential employer, it will be easy for the company to get in touch with the applicant and be scheduled for an interview.

Next is the career objective which is the reason why the applicant wants to apply for the position. By putting a strong goal in mind and not a general one, the employer will see that this person has a direction which is why that person wants to work for the company.

The next section should include the relevant skills and knowledge one has had in the current and previous jobs as well as highlighting one’s major accomplishments. By putting in detail the things one has done in that position and experiences learned from it, that information is already basis for the employer to see the potential the applicant has for that position. It shows the qualities one possesses and the benefits one can contribute to the further growth of the company.

After that, the resume should show one’s educational background.  Some companies prefer someone with a degree in a certain field, a licensed professional to do the job or one who possesses a master’s degree.  By showing one’s credentials, it is a good indicator of the type of training one has possessed in school and the accomplishments one has achieved in the course of one’s career. 

The latter section should provide details such as hobbies, interests and character references.  Employers look at potential applicants who not only have the qualifications for the job but also those who also those who are well rounded. Being active in a certain organization and be seen as a leader in a group shows one’s social skills with others. Character references do the same and give people an idea how one performed working with that person.

There is no ideal resume. It depends on the job. It is an important step one must pass before being called for that first interview.

Tips : Job Search

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If you’re not sure what to do, here’s a list that might help.

1. Know thyself.

Identify what really interest and excites you. Understand that these traits define you and use it to explore career choices and opportunities.

2. Take a career assessment test.

There are a lot of career assessment tests available online. Find the time to take one. The test gives you a lot of insights about your core competencies and work preferences.

3. Ask others.

It’s actually quite difficult to see yourself as others do. It would be to your advantage to ask friends and family on your traits and skills. Your co-workers are also a good source of information. Knowing how they perceive you, what they like and don’t like about you and what skills or traits need to be changed can be helpful in determining your professional profile. 

4. What moves you?

Would you be more interested in status or a six figure salary? Do you want to make a difference in your community and the world or just on your company’s net worth?

5. Take charge.

In the ‘80s, when you worked for a large company, you usually could conclude that you would be working there for your entire career.  In those days, the corporation drove your career path, advancing as it saw fit.

At the turn of the century, times have changed.  In the span of your career, you would probably work for at least five companies. In most cases, you will probably work for more than five.  Know which career track you desire, and make sure that track brings you to where you wish to go. 

6. Determine the company fit.

With the current emphasis on streamlined and productivity-focused companies, the cultural and company fit are just as important as the professional goals. Consider the values and principles of the company and compare them with your own.  It is important that you feel comfortable and fit in with company. 

7. Free your mind.

The career path you choose is about change and more change. It includes expansion and new opportunities. All of these changes require a desire to journey and discover.

8. Balance is the key.

A huge amount of time is devoted to your career when you are in your 20s and 30s. When you reach your 40s, your personal life might take precedence and maybe more important to you. Find a corporation that will provide you with a balance in your work and your life.

9. Don’t hang around.

If you’re not satisfied with the way your career is going, go do something. Always be in control of your career path to have a satisfying career.

Searching For An Accounting Job

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Accounting graduates, have broader choices and specific paths to follow with their careers. Accounting requires a lot of skills when it comes to business and that is why every company has an employee that is an accounting graduate. If you are an accounting graduate, you can apply in any kind of firm. Areas may include tax, audit, financial analysis and management accounting.

It is best that you apply for a job that matches your interests and expertise. There are careers that have been proven by most accounting graduates to bring them to the top of the success ladder and you may want to consider entering these fields.

If you are an accounting graduate who excel in public accounting, the entry-level positions that best fit this skill are Tax Staff, Consulting/ Management Services and Staff Auditor. With these positions you will do your duties reporting to a senior. Once you have acquired three to six years of experience in any of these positions, you may then want to consider applying for the higher levels like Tax Senior, Senior Auditor, and Consulting Senior where the position entails reporting directly to a Manager. After six years of excelling with these potions, then you may consider the positions Partner level and Senior Partner.

Having an edge with corporate accounting, one to three years of experience will qualify you to become a staff member in Internal Audit, Tax Accounting, Management, and Financial Accounting. Moving up the higher lever after three to six years, you will be eligible for the Senior Level for Internal Audit, Tax Accounting and Management Accounting. Six years thereafter, you may want to consider aiming for the positions like the Tax Manager, Internal Audit Manager and Financial Accounting Manager.

Expertise in Financial Management, Staff for Financial Planning, Cash Management, and Credit Analysis are options for entry-level positions. Once you have gained the enough experience, you may aim for the Treasury Operations, Credit Analysis and Senior Financial Planning. Higher positions will include Treasurer, Manager for Credit Analysis and Financial Planning.

These career options are traditional paths that were found to fit best for accounting graduates.  However, it does not mean that they are the only way to climb up the success ladder. You should go beyond not just limit your skills to accounting. It is still recommended that you gain enough work experience, acquire knowledge in different aspects of education, and continue to improve your character to be a step ahead with other job seekers.

Practicing in the Forex Market

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So you want to learn about the Forex market, and trading internationally but you are risking your personal wealth if you jump in before knowing all about how trading takes place. Online, you will find many games and simulations while learning the methods involved in forex market trading. The forex markets include countries from around the world, where all countries involved are using different currencies, and when faced against each other are worth more or less than the original valued currencies that are being traded. The forex markets are used to build wealth in, for governments, banks, and brokers, and for many countries. 

To get started in learning about forex trading, you will need to locate the forex trading software, education-learning system you want to use. As you find the games, as they are called, you will enter information about yourself, about what you are interested in learning and then you will download software to your computer. In following the 'game', you will learn how to make and lose money in the forex market. This type of game is going to make you more aware of what happens daily, how the markets open and close, and how different the various countries currencies really are. 

You will open an online 'account' using the gaming system. You will then be able to read the news, find and compare markets, and you will be able to make 'fake' trades so you can watch your money build or be eaten away in losses. As you learn the system, using it a few times a week, you are going to be more prepared, more educated and you will be ready to use the forex trades to make money. Of course, you may still need the aid of broker or a company to make your transactions happen but you will better understand the process, what will happen, and what calls you may want to make when you read about the news, the markets, and the currencies in other countries. 

The forex market is also referred to as the FX market. If you are interested in joining the millions who are making money in the forex markets, you want to ensure you are dealing with a reputable banker or company involved in forex trading. With the spur of interest in the forex markets, there are many types of companies that are popping out on the Internet appearing to be genuine forex trading companies but in reality, they are not. Forex trading can be completed through a broker, a company that deals in the funds, and from within your own country. For example, the US has many regulations and laws regarding forex trading and what companies are permitted to work with the public dealing with international trading and markets.
 

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