Saturday, January 22, 2011

Accounting : Careers

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There are many different careers in the field of accounting ranging from entry-level bookkeeping to the Chief Financial Officer of a company. To achieve positions with more responsibility and higher salaries, it's necessary to have a degree in accounting as well as achieve various professional designations.

One of the primary milestones in any accountant's career is to become a Certified Public Accountant or CPA. To become a CPA you have to go to college with a major in accounting. You also have to pass a national CPA exam. There's also some employment experience required in a CPA firm. This is generally one to two years, although this varies from state to state. Once you satisfy all those requirements, you get a certificate that designates you as a CPA and you're allowed to offer your services to the public.

Many CPAs consider this just one stepping stone to their careers. The chief accountant in many offices is called the controller. The controller is in charge of managing the entire accounting system in a business stays on top of accounting and tax laws to keep the company legal and is responsible for preparing the financial statements.

The controller is also in charge of financial planning and budgeting.  Some companies have only one accounting professional who's essentially the chief cook and bottle washer and does everything. As a business grows in size and complexity, then additional layers of personnel are required to handle the volume of work that comes from growth. Other areas in the company are also impacted by growth, and it's part of the controller's job to determine just how many more salaries the company can pay for additional people without negatively impacting growth and profits. 

The controller also is responsible for preparing tax returns for the business; a much more involved and complex task than completing personal income tax forms! In larger organizations, the controller can report to a vice president of finance who reports to the chief financial officer, who is responsible for the broad objectives for growth and profit and implementing the appropriate strategies to achieve the objectives.

Friday, January 21, 2011

FOREX - Who Is Participating In Market Trades?

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The forex market is all about trading between countries, the currencies of those countries and the timing of investing in certain currencies. The FX market is trading between counties, usually completed with a broker or a financial company. Many people are involved in forex trading, which is similar to stock market trading, but FX trading is completed on a much larger overall scale. Much of the trading does take place between banks, governments, brokers and a small amount of trades will take place in retail settings where the average person involved in trading is known as a spectator. Financial market and financial conditions are making the forex market trading go up and down daily. Millions are traded on a daily basis between many of the largest countries and this is going to include some amount of trading in smaller countries as well. 

From the studies over the years, most trades in the forex market are done between banks and this is called interbank. Banks make up about 50 percent of the trading in the forex market. So, if banks are widely using this method to make money for stockholders and for their own bettering of business, you know the money must be there for the smaller investor, the fund mangers to use to increase the amount of interest paid to accounts. Banks trade money daily to increase the amount of money they hold. Overnight a bank will invest millions in forex markets, and then the next day make that money available to the public in their savings, checking accounts and etc. 

Commercial companies are also trading more often in the forex markets. The commercial companies such as Deutsche bank, UBS, Citigroup, and others such as HSBC, Braclays, Merrill Lynch, JP Morgan Chase, and still others such as Goldman Sachs, ABN Amro, Morgan Stanley, and so on are actively trading in the forex markets to increase wealth of stock holders. Many smaller companies may not be involved in the forex markets as extensively as some large companies are but the options are stil there. 

Central banks are the banks that hold international roles in the foreign markets. The supply of money, the availability of money, and the interest rates are controlled by central banks. Central banks play a large role in the forex trading, and are located in Tokyo, New York and in London. These are not the only central locations for forex trading but these are among the very largest involved in this market strategy. Sometimes banks, commercial investors and the central banks will have large losses, and this in turn is passed on to investors. Other times, the investors and banks will have huge gains.

Thursday, January 20, 2011

Tips : Executive Job Search

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It is normal for every person to strive for career advancement and growth. It makes them feel that all of their hard work has paid off and that a promotion is, indeed, the best reward they can get.

However, for some whose luck seems to be so illusive, they have to find their own growth somewhere else. That is why most of them opted for executive job searches, where they hope that someday they would be lucky enough to find the executive job that they have long been dreaming for.

But is it really just luck? Or are there some factors that need to be considered when searching for that executive job of their dreams?

Landing a good executive job is not dependent on luck.  For people who wish to learn some tips regarding executive job searches, here are some pointers on how to get that dream job:

1. Killer looks

The saying, “Looks could kill” is not an understatement. Though the word kill is only used literally and the word look is sometimes associated with stares. But what is being pointed out here is that looks can definitely kill a person’s chances on landing his or her executive job if the applicant had missed one great factor: appearance.

As the saying goes, first impressions last, so it would be better to make that first impression by looking just right for the job.  After all, if a person wants to have an executive job, then, he should dress appropriately for the position. In this way, the executive job he had been searching for might just become a reality.

2. Show some mastery 

For an executive position, most employers would want to hire those who are already an expert in their own field. This means that the applicants should be adept in the areas concerning their chosen careers. This will show that the applicant has already started a coherent career track and is already knowledgeable in the field.

It will do no good to an applicant who claims to be a “jack of all trades but a master of none.” Six out of 10 applicants are hired because of their expertise on a certain field. This only means that employers are more concerned with people who have already mastered their career and have established continuous career growth.

Finding an available executive job could be one thing but actually getting that dream executive job is another thing.  Looking and acting the part is a must to landing that dream job!

Tuesday, January 18, 2011

Accounting : Book keeping

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So what goes on the accounting and bookkeeping departments? What do these people do on a daily basis? 

Well, one thing they do that's terribly important to everyone working there is Payroll. All the salaries and taxes earned and paid by every employee every pay period have to be recorded. The payroll department has to ensure that the appropriate federal, state and local taxes are being deducted. The pay stub attached to your paycheck records these taxes. They usually include income tax, social security taxes pous employment taxes that have to be paid to federal and state government. Other deductions include personal ones, such as for retirement, vacation, sick pay or medical benefits.  It's a critical function. Some companies have their own payroll departments; others outsource it to specialists.

The accounting department receives and records any payments or cash received from customers or clients of the business or service. The accounting department has to make sure that the money is sourced accurately and deposited in the appropriate accounts. They also manage where the money goes; how much of it is kept on-hand for areas such as payroll, or how much of it goes out to pay what the company owes its banks, vendors and other obligations. Some should also be invested. 

The other side of the receivables business is the payables area, or cash disbursements. A company writes a lot of checks during the course of year to pay for purchases, supplies, salaries, taxes, loans and services. The accounting department prepares all these checks and records to whom they were disbursed, how much and for what. Accounting departments also keep track of purchase orders placed for inventory, such as products that will be sold to customers or clients. They also keep track of assets such as a business's property and equipment. This can include the office building, furniture, computers, even the smallest items such as pencils and pens.

Sunday, January 16, 2011

Awareness in Installing Some Types of Software

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Generally considered as some kind of potentially unwanted programs (PUP) by the Internet Security Company (McAFee,) adware and spyware could pause as a menace to original computer owners, web developers, and IT of certain corporations.  Advertisements (adware) already included and mainstay of the program could present a threat or traffic nuisance for reason of its vulnerability to information disseminations, causing notorious cases of "identity theft," that'd been threatening risk on the loss of personal properties, finances, bank's credibility, financiers, and other financial institutions over the globe.  

In the United States alone there is a rampant of identity theft to personal properties thru the process of transfer of ownership to a wrong person because of stolen Credit Card numbers, passwords, and other personal identifications robbed thru the internet in forms of spywares that camouflaged use-legalities that are merely ignored by users and computer owners. 

Adware and Spyware software present a totally different usage in program inclusions, and for the user.  While adware is a legal part of the computer's administrative settings, spyware is ironically a deceptive method, that'll not directly pause as illegal for it may be included in some software that fronts acceptance.  By the time it reaches the user's end it reacts like semblance of some kinds of virus or worms; at times just ignored not to be serious and obvious, but with motives, to invade the accessibility and manipulations of some confidential information from the computer, to be transmitted to other end users who may just wait for any advantage taken from this kind of traffic interference.  

When the adware database link discovers the effects of detailed interference on some confidential records, those that need financial consideration of return-payments in nature, and wherein, exclusive website agenda had already been diverted to the other end without having to pay from the mother source, it'd be too late to reconstruct to normal settings.  It is expensive to replenish and change to untarnished software.  At times immune anti-virus is also out there, but anywhere it goes about entails some extra expense on part of the developer. 

Spyware is software that support adware usage by PC espionage on different activities in a computer such as e-mail or chat logging, but could easily cause to detour web traffic that's detrimental to e-commerce if abused or used without consent; therefore, by no means the deceiving technology in adverse adware usability. 

A number of adware companies seem to feel bias about PC surveillance (spyware) for reason that, although, they had already disclosed specific data collections and transmissions on account of privacy security from their database link, it can't totally control the chances of any outgoing data, where, and to whom it might be sent.  Spyware technology has the capability to send not just the banner data from the mother PC, but could channel it to other interested parties that could even install-in to a new program.   

The spyware technology is by far infused into the database without the owner's awareness or consent, however, they come in as "drive-by downloads" or the user goes to click in options in "pop-up" windows, and immediately detoured to some other programs, either pornographic, or anything else without essence. 

The adverse effect of adware is the fact that when it is installed in the computer and the user consents to include tracking features, it automatically becomes a "spyware" when used by another user who interacts with the "adware" outside any database link.

Review : Rafay Hacking Articles Blog - Ethical Hacking

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When talk about hacking or hacker at the first place , my first impression will be NO . No because I'm not into it and No because Im not good at it , not at all . 

Until one day when I'm doing a research for an article, I accidently came upon a blog that tells about the ethical hacker and there is one phrase that really got me interested to know more about this topic : 

An ethical hacker is an individual who is usually employed with an organization and who can be trusted to undertake an attempt to penetrate networks/computers using the same methods as an hacker. It is a contract between an organization and individual to understand the loop holes/weakness/vulnerabilities in their network so the same could not be breached by Hackers. It is legal when it a contact between an organization and an individual. 

So, I started searching the internet and came across a website named Rafay Hacking Articles. There, I really began to know what exactly is meant by ethical hackers and explanations given by the Rafay Baloch very detailed and easy to understand.  You can visit his blog to find more about the ethical hacker and you'll be amazed by what you find in there, trust me :). 

At this point, he was generous to provide a free link back to anyone who can make a review on his site. With daily traffic has reached to almost 10000 unique visitors per day plus RHA has became a PR 4 blog, this is an opportunity that should not be missed by you. Simple, write reviews like this and get a backlink from this popular site. Hope you find this site useful to you as it is useful to me. :)
 

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